Family.  Mom, dad and kids smiling.

When you're a member of H.P.C., you're like family. As family, we want to do everything we can to help with your financial needs. We have great savings programs and very competitive loan options to mold your plans into reality.

We have the technology to make your lives easier, with offerings like home banking, ATM/Debit cards and electronic statements. We also have friendly, knowledgeable staff to guide you in case you ever need help. Questions about loans? Need to know the difference between Roth IRAs and Coverdell IRAs? Unsure of how to plan for college? Ask us. We're here for you.

After all, you're family.


Guy driving.

H.P.C. offers a variety of loans to serve you. From Visa credit cards to student loans to automobiles to mortgages, H.P.C. is ready to help you with every financial need through every step of life.

Are you looking for a 30 year fixed rate mortgage? We also have low down payment options that can help you stop renting and become a homeowner. Call a mortgage officer today and see how we can help you get the house of your dreams or just reduce your monthly payment.

To report a lost or stolen HPC Credit Union Visa Card call (800) 991-4961 in the United States or
call collect (410) 581-9994 outside of the US.


Graduation day.

Attractive rates and a variety of savings options stand as hallmarks of H.P.C.'s savings offerings.

We have club accounts like Vacation Savings and Christmas Savings to help you plan for those special days. We have IRA savings to help you plan for your future and your kids' futures. We even have special accounts in place to shelter you during life's rainy days.

We offer a Preferred Shares account giving you an alternative to Certificates with better dividend rates than regular shares. Ask a Member Service Representative what a Preferred Share account can do for you.



Piggy bank.

Certificates of deposit are a great way to earn at higher rates. By committing a set quantity of funds for one year, your deposit will earn significantly higher returns than the standard savings account.

We offer 6, 12, 18 and 24 month Certificates.


Electronic Services

Man makes a transaction at an ATM machine.

ATMs, debit cards, online banking, e-statements. It's a whole new world of electronic commerce, with services making access to your accounts easier and more convenient than ever.

Getting cash is easier than ever with our ATM and Debit cards. You can pull cash from any of thousands of ATM machines or merchants nationwide.

To report a lost or stolen HPC Credit Union ATM/Debit Card
please call 1-888-241-2440 --- International 1-909-941-1398.

With CU*TALK, our telephone banking system, and It's Me 247 Online Banking you have 24-hour access to your accounts wherever you have a telephone or an internet connection. With e-statements, there is no waiting for the mail. We will notify you as soon as it is available via your email and you will have secure access to your statement anytime.

We're not done yet. Want to save more time and money? Take advantage of our free* online bill pay. No more writing checks or buying stamps. Automate your bill paying and spend more time doing what you want.

*15 transactions free per month, 50 cents per transaction after that.



H.P.C. Credit Union
1234 W Chisholm St
Alpena, MI 49707



Your Savings Federally Insured To At Least $100,000.00 and Backed By The Full Faith and Credit of the United States Government. Your Savings Federally Insured To At Least $250,000.00 and Backed By The Full Faith and Credit of the United States Government.


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